Prove your strategy. Earn funding. Trade our money.

The Trading Combine®
This is where you prove you’re ready to trade with our money. Trade real market conditions in a simulated trading environment. Hit the profit target. Stay above the maximum loss limit.
Earn:
- A Funded Account®
- The ability to trade with Topstep’s money.
- A clear path toward real payouts.
Express Funded Account®
This is where discipline can turn into income.
- Trade in a simulated environment.
- Similar risk limits as the Trading Combine®
- Build winning days and earn payouts.
- Work towards a Live Funded Account®.

Simple, fast payout policy.
Earn payouts up to $6000 in as little as 3 days.
Keep 90% of your profits.
Simulated trading. Real payouts.
Stay funded with Back2Funded.
One bad day doesn’t have to cost you your account. Reactivate and stay funded.
Live Funded Account®
Welcome to the big leagues. Prove you can consistently profit in your Express Funded Account®, and get called up to Live.
- Trade live markets and scale into a starting balance up to $150,000 of Topstep’s capital.
- Earn over $250,000 in Live performance bonuses.
- Unlock daily payouts and access your full account balance.

Up to $150K Live starting balance.
Scale in with a path to the highest live starting balance in the industry.
Dynamic live risk expansion.
Your daily loss limit adjusts up or down with your account balance. Grow your account and earn more room to perform.
Consistency unlocks full access.
After 30 winning Live days of $150+, you unlock full access to the account balance and daily payouts.
Live performance bonuses
Grow your Live account and stack bonus cash on top of your payouts. Bonuses unlock level by level as you climb, and can total over $250,000. Manage your account like a pro, and get paid like one.

Dynamic live risk expansion
Show you can consistently profit in Live and earn room to trade bigger. Your Daily Loss Limit expands as you perform, giving disciplined traders the ability to trade with size. Stay sharp, keep progressing, and level up.

Risk management
The Path to Reduction is designed to help protect your Live Funded Account during periods of drawdown. If your account balance takes a large drop from its highest balance, our Risk Team will review performance and may reach out with a Shoulder Tap.

Trade the top futures markets
Trading futures at Topstep allow traders to:
- Get started without a large amount of capital.
- Access the markets nearly 23 hours a day.
- Easily trade either direction as price moves.
- Exclusive access to TopstepX, built to help you manage risk.
Commodity trading involves substantial risk of loss and is not suitable for all traders. This advertisement does not provide investment advice and does not constitute a recommendation by Topstep, LLC or its affiliates to buy, sell, or hold any futures contract, options on a futures contract, or other investment product.
Trade on TopstepX. Built by traders for traders.
Our proprietary platform is designed to help you build the habits and skills needed to execute with discipline from your first trade.

Rules and payouts
After you pass the Trading Combine, you’ll be eligible to activate an Express Funded Account. Once activated, you’ll continue trading in simulated markets and begin working toward payouts. Learn more.
No. Many traders use the Trading Combine to learn structure, build discipline, and develop consistency before risking personal capital. Training Camp, TopstepTV, and built-in risk rules are designed to support traders at every experience level. Learn more.
When trading with a broker, you trade your own money and take 100% of the profits and 100% of the losses. With Topstep, you trade firm capital and follow defined rules around risk and execution. Funded traders keep 90% of the profits and Topstep covers the losses. Learn more.
Payout timing can be 3-5 days after unlocking your Express Funded Account depends on the path to payout you selected. Full payout details are always available in the Help Center.
If you hit your loss limit, trading on that account will stop. This is a normal part of learning to trade. What happens next depends on the account type and situation. You can get all the details in our Help Center, or chat with our Trader Support Team about your options.